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The convenience you need and the personal customer service you deserve.

All First State Cards can be used world-wide and give you access to 24/7 online account information. 

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We make it easy to choose the credit card that is right for you. Our Business Mastercard® is available in two options, Standard Card with no annual fee or the Preferred Points Card.


Business Card – Standard Card
Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • No annual fee.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

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Business Card – Preferred Points
Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. 
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Individual billing option only.

Fees

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To Apply Now

  1. Download the PDF of the application
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. 
  3. Supporting documents vary depending on the type of business you have. (see chart below)
  4. Submit your application in one of these three ways:

  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Mail your completed application to: Card Service Center, PO Box 569120, Dallas, TX 75356-9120
  • Turn your completed application in to a First State Bank commercial loan officer who will assist with the assembling of any required supporting documents and submit it all for underwriting on your behalf.

*Please see application for information about current APRs and fees.

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Supporting Documents for Your Card Application