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At First State you have direct access to the bank’s decision makers who are some of the best business bankers and advisers in the industry. Innovative and responsible financial solutions provide client access to the funding they need to make their dreams become reality. Clients will also experience the latest cutting edge banking technology.


Delivering the Solutions and Expertise to Keep your Business Growing
First State Bank commercial banking professionals understand the opportunities and the challenges facing small to lower middle market business owners and executives. We provide financing solutions tailored to your needs. Our understanding of the many unique aspects of your business allows us to work together to accommodate your financing requirements. We employ our creativity, understanding, experience and expertise to build the right solution for you.

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Business Loans at First State

Revolving Lines of Credit
Flexible Access to Cash Through a Revolving Line of Credit
Whether you want to purchase inventory, manage temporary cash-flow needs or take advantage of other options that come your way, a revolving line of credit gives your company flexible, convenient access to cash for business needs.


Term Loans
Finance Your Working Capital With a Term Loan
A term loan from First State Bank can give you the resources you need to finance expansion, add inventory, invest in new equipment or otherwise help your company grow. Our team can help you structure a deal with competitive rates and appropriate maturity.


Letters of Credit
Give Added Assurance to Your Trading Partners with a Letter of Credit
A letter of credit provides assurance to your trading partner that your obligations will be paid using the bank’s credit as long as documents called for in the letter of credit meet the terms stated. There are many different letter of credit options, so it is important to talk to one of our relationship managers to learn more.