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At First State you have direct access to the bank’s decision makers who are some of the best business and mortgage bankers and advisers in the industry. Innovative and responsible financial solutions provide client access to the funding they need to make their dreams become reality. Clients will also experience the latest cutting edge banking technology.


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First State Bank builds relationships with dynamic and growing companies that develop, own and operate income-producing properties. 

First State Bank provides credit for construction, acquisition, redevelopment and refinancing opportunities for all core property types including office, industrial, retail, multifamily and for-sale housing. Our team has a depth of industry knowledge that allows us to create custom solutions to meet your needs.

Whether you are beginning new construction, repositioning, redeveloping, or simply looking to refinance your property, we take the complexity out of the financing process. We offer a wide range of credit structures with varying maturities. Our services and areas of expertise include:

  • Construction and Bridge Financing - Our team provides tailored solutions for value add opportunities throughout the United States.
  • Capital Markets – We have the resources and expertise to provide syndication solutions and non-recourse structured debt.
  • Treasury Management - First State Bank offers a wide range of services to help you manage cash flow including online banking, remote deposit and wholesale lockbox.

At First State Bank, our emphasis is on relationships, not just transactions. Our lenders combine their knowledge and experience with a variety of flexible financing solutions, products and services. The result is a comprehensive solution tailored to your individual day-to-day operational needs and longer term strategic goals.