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Certificates of Deposit (CDs)

CD terms range from 30 days to 5 years with minimum deposits from $1,000, $10,000 or $50,000. 


I WANT A FIRST STATE CD


Option CD

Rates are changing and you've got options with the First State Option CD.

  • Option 1 - Add on any time during year *
  • Option 2 - Increase rate once during year **
  • Option 3 - Lock in current rate for 12 months

* Minimum deposit is $1000. Minimum addition is $100. A penalty may be imposed for early withdrawal.
** Increase at the then current First State Bank of Illinois 12 Month Options CD Rate.
Automatically renewable for 12 months with interest paid semi-annually at the then current rate.


CDARS® - Certificate of Deposit Account Registry Service

One Bank. One Rate. One Statement. Access multi-million dollar FDIC insurance.

CDARS is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. Our relationship bankers would be happy to tell you more. Get more information about CDARS.


Individual Retirement Accounts (IRA)

IRA terms range from 30 days to 5 years with minimum initial deposits from $1,000, $10,000 or $50,000.